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Buying a home is a big deal. The financial and emotional stakes are high – but the rewards can pay dividends for a lifetime. Plain and simple, owning a home can improve your quality of life, provide stability and give you a sense of control you just can’t get from renting. You have a place to live when you rent, but buying is something much deeper and better.
A real estate transaction is a complex process involving stacks of paperwork and a number of outside service providers and contractors. An experienced buyer’s agent can guide you through the process, answering your questions and serving as your advocate. Your agent will help you find the property that fits your needs, submit offers and counteroffers, suggest a good property inspector and other professionals, and provide all sorts of relevant advice. With a buyer’s agent, you’ll have someone on your side, looking out for your interests every step of the way.
The concept of a mortgage is quite simple. It’s basically a loan for a home wherein the property itself is used as collateral. Securing a mortgage, however, can be complex. The process may take more than a month, as several parties – from the escrow officer to the loan underwriter – work behind the scenes to put it all together. A trusted real estate agent can recommend a reputable mortgage broker or lender and help you navigate through the process.